For some, it’s paying off debt.For others, it’s breathing again at the end of the month. For business owners, it’s clarity, profitability, and control. It all starts with your 22-Day Number — the daily target that gives you momentum, confidence, and a plan.
live paycheck-to-paycheck
Source: Debt.com, 2025
average personal debt
Source: Investopedia, 2025
credit card debt
Source: Business Insider, 2025
I went from $60k in the bank to maxed-out cards and starting over. Dyslexic, exhausted, and figuring it out one tiny step at a time.I went from $60k in the bank to maxed-out cards and starting over. Dyslexic, exhausted, and figuring it out one tiny step at a time.
It took several years trying to rebuild, but the hardest part wasn't just the money. It was watching a flood of so-called "coaches" charge thousands and deliver nothing. I even lost over $20,000 to one of them — and realized how broken the system really was.
With grit, I was able to build a pet services company from nothing to seven-plus figures. No investors. No shortcuts. Just relentless work and practical systems. That journey showed me what's possible — and how wide the gap is between the haves and the have-nots.
LYFD is the program I wish I had back then: simple, affordable, and real. No contracts. No tricks. No empty promises. Just a clear path to financial freedom, however that looks for you.
From $60k to zero, $20k wasted on “coaches,” then a seven-figure rebuild and exit. The real story behind LYFD—and the 22-Day Number that changed everything.
I went from $60k in the bank to maxed-out cards and starting over. Dyslexic, exhausted, and figuring it out one tiny step at a time.I went from $60k in the bank to maxed-out cards and starting over. Dyslexic, exhausted, and figuring it out one tiny step at a time.
It took several years trying to rebuild, but the hardest part wasn't just the money. It was watching a flood of so-called "coaches" charge thousands and deliver nothing. I even lost over $20,000 to one of them — and realized how broken the system really was.
With grit, I was able to build a pet services company from nothing to seven-plus figures. No investors. No shortcuts. Just relentless work and practical systems. That journey showed me what's possible — and how wide the gap is between the haves and the have-nots.
LYFD is the program I wish I had back then: simple, affordable, and real. No contracts. No tricks. No empty promises. Just a clear path to financial freedom, however that looks for you.
"We undercut the industry on purpose. Because freedom should never cost thousands."
Break the paycheck-to-paycheck cycle in just 22 days. Discover your 22-Day Number, eliminate at least one source of bad debt, and create breathing room with a clear plan of action.
Break the paycheck-to-paycheck cycle in just 22 days. Discover your 22-Day Number, eliminate at least one source of bad debt, and create breathing room with a clear plan of action.
Financial freedom isn't just about today — it's about building a future. Expand your wealth, design systems that outlast you, and create a legacy that gives back to the people and causes you care about.
Our members come from all walks of life — what they share in common is the desire to get unstuck, take control, and finally breathe again.
"Money used to feel like a black hole. I'd get paid, the money would disappear, and I had no idea where it went. Now I've got one number to hit each day, and for the first time I'm not panicking at the end of the month."— Melissa K.
"I was embarrassed to admit how bad things were. The 22-Day system broke it down so simple I could actually do it. In three weeks, I paid off a credit card I thought I'd be stuck with forever."— John D.
"I've read the books, watched the videos, but nothing clicked. This finally made sense. It's not about being perfect, it's about winning one small step at a time."— Renee S.
"As a business owner, I was bringing in revenue but never felt like I had control. This gave me a framework that actually works — my stress is down and my team can see the difference too."— Carlos M.
Choose the level of support that fits where you are now.
Start simple. Scale when it makes sense.
Clarity, structure, momentum—made simple.
Included
Direct support for sharper decisions and execution.
Included
Private advisory for long-term leverage and impact.
Included
One decision. Clear direction. Same-day next steps.
Included
Get clarity, reduce stress, and finally feel in control of your money. One simple number shows you how to get ahead — and our community supports you every step of the way.
If you own a business, your challenges are different. From scaling systems to building loyal teams, LYFD helps you simplify growth while staying profitable. Team pricing also available for employee financial wellness.
No. Start with Level 1 if you want DIY and community support/group coaching. If you want speed and 1:1 help, go Level 2 — Premium → http://22days.co/
Don’t skip fundamentals. If you want a coach + dashboards and faster results, go straight to Level 2 →
Level 1 — Standard: Most members clear 1–3 debts in the first 30 days and unlock $1,000+/month in extra cashflow.
Level 2 — Premium (Individuals & Families): Most members unlock $1,000–$3,000/month in 30–60 days with 1:1 strategy, bill cuts, income lifts, and a simple dashboard. → Join Premium (/join-premium)
Level 2 — Premium (Business Owners): Typically see 30%+ sales growth in 30–60 days with monthly 1:1 and dashboards. → Join Premium (/join-premium)
Results vary by effort and starting point. Aggregated member cohorts (2023–2025).
No. LYFD isn’t about passive videos. It’s frameworks, coaching, and support you can actually act on.
We undercut the industry, include the full system at Level 1, and offer real coaching at Level 2 for people who want speed.
Then we’ll meet you at your level. Growth and Expansion tracks focus on scaling, systems, and legacy wealth.
Yes. You can cancel anytime. No hidden terms or fees — just freedom and flexibility.
Manifesto / Movement
We believe financial freedom isn’t just about numbers. It’s about sleeping better, breathing easier, and living life on your terms. This is more than a program. It’s a movement — a community of people ewriting their future, one simple step at a time.
